Responsive recruiter
Benefits:
- 401(k) matching
- Competitive salary
- Dental insurance
- Health insurance
- Paid time off
- Vision insurance
Join our dynamic team at Citizens Bank, a well-established financial institution serving the Plaquemine and Baton Rouge areas. With a commitment to excellence, competitive compensation, and a supportive work culture, we are dedicated to both employee and customer success. We're currently seeking an experienced Loan Pre-Closing Specialist to join our team.
Location: Plaquemine, LA
Hours: Monday through Friday, 8:00 a.m. to 5:00 p.m.
Position Overview
As a Loan Pre-Closing Specialist at Citizens Bank, you'll play a pivotal role in our lending operations. You'll be responsible for ensuring the smooth origination and servicing of loans, adhering to bank policies and compliance regulations. If you're detail-oriented, possess strong communication skills, and thrive in a fast-paced environment, we want to hear from you.
Essential Duties and Responsibilities
- Conduct thorough pre-closing reviews of loan packages to ensure all documents are accurate, complete, and in compliance with regulations — including verifying hazard and flood insurance coverage when applicable.
- Collaborate with Loan Officers to address processing and documentation issues.
- Coordinate with settlement agents to approve and finalize closing documentation and funding.
- Process TRID disclosures and manage loan term changes, denials, and related actions.
- Request residential appraisals and oversee the appraisal request system.
- Image and index loan documentation to maintain accessible records.
- Perform daily loan maintenance tasks such as payment processing and loan extensions.
- Provide prompt support to Loan Officers, bank employees, and customers.
- Handle returned checks and manage credit and collateral files.
- Support the Loan Department Supervisor in a variety of departmental functions.
- Attend mandatory training sessions to stay current on regulatory compliance.
Qualifications
- High school diploma or equivalent required; Associate degree preferred.
- Minimum of two years' experience in loan processing with a solid understanding of lending regulations.
- Proficient in Microsoft Word, Excel, and Outlook.
- Strong computer skills and ability to quickly learn job-related software; experience with Laser Pro is a plus.
Join Our Team
Citizens Bank offers competitive pay, full benefits, and a team-oriented culture where your work is valued. If you’re looking to grow your career with a community-focused bank committed to excellence and service, we’d love to hear from you.
Equal Opportunity Employer/Veterans/Disabled
We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.
Founded in 1916, Citizens Bank & Trust is a well-respected community bank rooted in a rich history and committed to moving AHEAD. Our journey from a solid foundation to a future-focused institution is guided by core values: Authenticity, Humility, Excellence, Accountability, and Drive. As a team member, you’ll be part of a legacy of extraordinary customer service, helping our customers achieve financial success while building lasting relationships. At Citizens, we believe in providing a supportive environment for employees to grow, contribute, and drive positive change in our community.
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